The American dream is still within reach! Buying a home might be the biggest, most complex purchase of your life, but we are here to help. Our homebuyer programs make the process easier and more rewarding for you and your family to purchase, maintain, and keep your home.
We recommend you start by first meeting with one of our Housing Specialists. Together we’ll build an action plan suited to your specific needs. And, we’ll provide ongoing support as you prepare for and search for your home, get your financial package in order, work with your Realtor® and team, and negotiate with the seller.
Our Homebuyer classes give you the important facts about how to successfully buy a home. Take the online class in the comfort of your home, or attend a class in Linn or Benton County locations.
Budgeting, saving, and using credit wisely are key components to a secure financial future. Our one-on-one consultation helps address your individual circumstances and goals, while our classes provide you with essential knowledge and skills to build on. Learn more about saving and managing money.
Need more money down? We’ve got money! Our $5,000 Extra Step loan is 0% APR. The loan is due only when you sell or refinance your property. We also offer other affordable financing options and help you learn about down payment programs from other providers.
If you are behind on your mortgage or you anticipate not being able to keep up with your payments, let us help! Our foreclosure intervention counseling is free and could be your first step to recovering and getting your mortgage back on track.
