Am I ready to buy a home? How much can I afford? What should I look for in a home? How do I find a lender? Are there special grants, loans, and interest rates I might qualify for? What about insurance? Inspections, repairs? What do I need to know about working with a Realtor®? How do I avoid common pitfalls in homebuying?
If you have questions like these, our Homebuyer Workshops will help you learn what you need to know.
Where do I start?
We recommend you start by meeting with one of our Housing Specialists. A home-buying consultation with one of our Housing Specialists is the first step in developing a plan tailored to your specific needs. Willamette Neighborhood Housing Services is a HomeSmart Oregon partner agency.
Homebuyer Workshops (8 hours)
Buying a home is one of the most complex decisions you will make. Our Homebuyer Workshops can help take the mystery out of the home purchase process. This class is required for potential homebuyers who want access to programs that provide down payment assistance.
We offer 2 formats for our Homebuyer Workshops:
Register to attend a workshop in person Pre-registration is required (see schedule of upcoming classes below).
Start an online course today and learn to:
- Search for and evaluate homes
- Evaluate credit worthiness and develop a plan to improve damaged credit
- Work with Realtors®, lenders, and other professionals
- Shop for home loans and compare rates and fees
- Finance the purchase of your home and find creative loan products
- Close on a purchase that’s right for you
Fee for enrollment for traditional in-person courses is $45; the Frameworks online course is $75. Fee reduction or waiver is possible in some instances with approval from our counseling staff. Plan on discussing your need for financial assistance in your home purchase consultation.:
Home Buyer Education Schedule for 2018
|April||L.B.C.C. Benton Center 757 NW Polk Ave *CLASS FULL*||BC-107||4-21-2018||9am – 5pm|
|May||L.B.C.C. Main Campus 6500 Pacific Blvd. SW Albany *CLASS FULL*||CC-213||5-5-2018||9am – 5pm|
|June||L.B.C.C. Benton Center 757 NW Polk Ave||BC-107||6-9-2018||9am – 5pm|
|July||L.B.C.C. Main Campus 6500 Pacific Blvd. SW Albany||CC-213||7/16-17 and 23-24||5:30-7:30pm|
The classes offered on our website, both in-person and online, follow the national industry standards for homebuyer education. To receive a Certificate of Completion for the online education, participants must complete one hour of free, individualized housing counseling with a WNHS housing specialist in person or over the telephone. This program has been approved by NeighborWorks®America, and the USDA. For information about availability of other down payment assistance programs, please contact our office at firstname.lastname@example.org or 541-752-7220.